Tools

Mortgage Calculator

Estimate your monthly payment, then discover the homes your budget unlocks.

Property PriceAED 2,000,000

Down Payment20% · AED 400,000

Interest Rate4.25%

Loan Term25 years

Loan Amount

AED 1,600,000

Monthly Payment

AED 8,668

Total Payable

AED 2,600,343

Do you qualify?

We check eligibility against the UAE Central Bank 50% debt-burden cap.

Monthly incomeAED 40,000

Existing monthly obligationsAED 3,000

Likely qualifiesDebt burden 29% / 50%

Maximum eligible price

AED 3,922,560

Find Matching Homes

Estimates only, for guidance. Final terms depend on the lender and your eligibility.

Mortgage AssessmentEligibility & Affordability

Date: 22/06/2026
Reference
Emirate: Abu Dhabi

Summary

AED 8,668

Monthly Payment

AED 400,000

Down Payment

AED 1,600,000

Loan Amount

AED 2,600,343

Total Payable

Eligibility Assessment

✓ Likely to qualifyDebt burden 29% / 50% cap

Gross monthly incomeAED 40,000

Existing monthly obligationsAED 3,000

New mortgage installmentAED 8,668

Debt Burden Ratio (cap 50%)29%

Stress test installment (rate +2%, 6.25%)AED 10,555

Stress-tested debt burden34% (pass)

Loan-to-Value80%

Required down payment (min)20% · met

Maximum eligible loanAED 3,138,048

Maximum eligible property priceAED 3,922,560

Loan Terms

Property PriceAED 2,000,000

Down Payment20% · AED 400,000

Loan AmountAED 1,600,000

Interest Rate4.25%

Term25 years

Total InterestAED 1,000,343

Total PayableAED 2,600,343